Payroll1 services offered by banks have come a long way from when a bank would deliver thousands of RMB by armored van with 2 or more armed security officers to protect the payroll. While this method is still available to companies if they choose, it is not as efficient as the other methods available today, like direct deposit. Payrolls2 are not only simpler, they are also less expensive to the bank in terms of security and cash handling it also reduces the likelihood of robbery. 自告别银行配备两个或更多全副武装的保安职员协同运钞车押送数以万计的人民币来发放薪资的年代以来，银行代发薪资的业务已走过漫长的一段路程。 然而这种办法到今天还有效地存在于公司业务中，假如他们选择的话，但它没今天所使用的其他办法那样效率高，如直接存取。由银行发放薪资不只简单，而且减少了安全和现金处置方面的成本，也减少了发生打劫事件的可能性。
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